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All Free Credit Stores
Guide to the best UK interest free shops
This category includes all the major UK stores that offer customers interest free credit on their purchases.
Freemans one of the UK's leading shopping catalogues selling a massive range of top brand fashions, electricals, sports equipment, home and garden products at competitive prices. They offer 0% interest for upto 12 months for balances over £500 and upto 5 months intrest free credit for purchases under £500. They often also incentivise new customers by giving them 20% off their first order.
Argos Catalogue is one of the most popular mail order catalogues in the UK. You'll find a great range of top brand products, including furniture, electrical goods, appliances, toys, gifts, diy tools, leisure items and much more. With their Argos Card you get free credit for up to 1 year on selected ranges. For items over £195 you can decide to buy now and pay 6 months later (with no interest charged). Goods over £95 are interest free for up to 3 months.BE Direct
BE Direct are one of the leading online electrical stores in the UK, selling major brand TVs, hi-fi separates, DVD recorders, Blu-Ray players, heating & household appliances, cleaners and small kitchen goods at competitive prices. You can get free credit for 1 year on any order (10% deposit is payable upon acceptance and the rest of your balance has to be paid 12 months later).DFS
DFS is the UK's leading sofa retailer, selling a massive selection of selection of leather, fabric, leather/fabric sofas, as well as sofabeds and recliners. They offer up to 4 years free credit on everything (typical APR 0%).Furniture Village
At Furniture Village you'll find a great choice of beds, sofas, chairs, dining room, bedroom, living room and home office furniture. They offer upto 3 years interest free payment options. You can apply for their credit online. A 25% deposit is required and the balance is paid over the free credit period.Goldsmiths Jewellers
Goldsmiths is one of the UK's largest high quality jewellery and watch retailers with over 160 high street stores. They're also the world's largest distributor of TAG Heuer, Omega and Gucci watch brands. They offer 9 months interest free credit on jewellery purchases over £500 and upto 36 months for purchases over £750.La Redoute
La Redoute brings you the latest clothing creations from the catwalks of Paris ... everything from everyday essentials for women, men and kids to indulgent lingerie and popular sportswear brands. They also sell a smaller selection of home furnishings. With their credit account you can spread the cost of your purchases intrest free for up to 52 days, or longer but at their prevailing interest rate.Mappin & Webb
Mappin & Webb are one of the UK's most prestigeous and renowned retailers of fine jewellery, gifts and silverware. They also stock a range of designer watches from the likes of Omega, Rolex, TAG Heuer and Longines online. There's free credit for up to 36 months. You only pay a 10% deposit and the rest of the balance in monthly instalments at 0% interest.Oak Furniture Land
Oak Furniture Land bring you a massive selection of bedroom, dining room, living room and office furniture in solid oak, mango or mahogany. On purchase over £1,500 you'll get 24 months free credit while orders over £2,500 can be paid interest free 36 months later (20% deposit required).Pine Solutions
At Pine Solutions you can buy a wide range of quality oak and pine bedroom, living room, office, children’s and dining room furniture. When you spend over £400, you can pay the full amount in 6 months time, with no interest charged (no deposit required, but a final settlement fee of £29 applies). You can apply for credit online. Many items can be delivered next day or free, and they offer a price match guarantee too.SCS Sofas
With over 95 stores, ScS are one of the UK's largest sofa retailers, though they also stock a selection of dining and occasional furniture. They offer 4 years interest free credit, making many of their sofas available from only £10 per month. Brands stocked include SiSi, La-Z-Boy, Wade and G Plan.WorldStores
WorldStores is one of the UK's largest online home & garden retailers. They stock a wide selection of living, dining, bedroom and home office furniture for every taste. And, if you spend over £500 you get free credit by spreading your payment over 12 months (at 0% APR interest).
Looking for more free credit shops?
Currently, these are the only shops we're aware of that allow you to get all free credit stores. However, we constanly look for new stores to add to our website, and if you're aware of a retailer you believe fits in here then please let us know, so you can help other UK consumers shop interest free.
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