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Compare Free Credit Terms

Here's a table with a summary of the intrest free credit terms at the stores featured on this website. Use this to quickly compare the different terms, and click-though any of the retailers to access their websites direct and benefit from these credit offers.

Store NameInterest Free Credit PeriodInterest Free Credit TermsStore Link to get Credit
Free Credit at Argosup to 12 months on selected items
up to 6 months for purchases over 199
up to 3 months for purchases over 99
up to 59 days with normal Argos credit card plan on other items
On selected ranges Argos offer up to 1 year interest free credit on selected items. On items of 199 or more you can buy now and pay 6 months later interest free. On items of 99 or more payment can be deferred for up to 3 months interest free. All other items can be payed interest free for up to 59 days with the Argos Card.Get Free Credit at Argos
Free Credit at BE Direct1 year on any orderYou can get 1 year free finance by selecting "Buy now Pay later" in the payment options and paying your final balance in full before the 12 month deferred period expires. A 10% deposit is required upon acceptance.Get Free Credit at BE Direct
Free Credit at Bensons for Bedsup to 36 monthsPurchases over 150 can be paid as 6 interest free payments over 6 months, orders over 499 over 20 months while orders over 1,299 are eligible for up to 36 months free credit.Get Free Credit at Bensons for Beds
Free Credit at DellNo free credit - spread cost onlyNo free credit, but cost can be spread over 24 or 36 months at APR interest rate.Get Free Credit at Dell
Free Credit at DFSup to 4 yearsspread the cost up to 4 years interest free, with no repayments required until after the first 12 monthsGet Free Credit at DFS
Free Credit at Freemans12 months for balances over 500
5 months for balances under 500
Pay 0% interest for 12 months on balances over 500 or pay no interest for 5 months on balances under 500. Get Free Credit at Freemans
Free Credit at Furniture VillageStart from 6 months for orders over 400
up to 36 months for orders over 2,400
Free credit payment options start from 6 months for orders over 400 and move upto 3 years for purchases over 2,400. A deposit of 25% is payable at the start and the remaining balance is paid in even monthly payments over the credit term (0% interest charged).Get Free Credit at Furniture Village
Free Credit at Goldsmithsupto 36 months9 months interest free credit for purchases over 500 and upto 36 months for purchases over 750.
A deposit of 10% or 20% is required depending on the free credit term and price of the item.
"Interest Free Credit" is unavailable on the purchase of all sale items and gift cards, and cannot be used in conjunction with discount or promotional codes.
Get Free Credit at Goldsmiths
Free Credit at Homebase1 year on orders over 3,000When you spend over 3,000 you can buy now and pay the full balance 1 year later. No interest charged, simply a 29 credit settlement fee will be applied.Get Free Credit at Homebase
Free Credit at Jessops6 months for orders over 250
12 months for purchases over 800
Online orders over 250 can be spread over 6 monthly payments interest free while purchases over 800 can be paid over 12 months at 0% APR. A 10% deposit is required once your credit application is approved (decision is instant online).Get Free Credit at Jessops
Free Credit at La Redouteup to 52 daysWhen you open a La Redoute Credit Account you pay no interest for up to 52 days if you pay your balance in full by the due date shown on your statement. You can get longer credit, though this will be at prevailing rate of interest.Get Free Credit at La Redoute
Free Credit at Mappin & Webbup to 36 months for orders over 1500
up to 18 months for orders over 1000
up to 9 months for orders over 500
You can get up to 36 months free credit for purchase over 1500 (up to months over 1000 and up to 9 months over 500). There's a 10% deposit to pay at the start. The rest of your balance has to be paid in equal instalment over the credit period (0% fixed interest rate).Get Free Credit at Mappin & Webb
Free Credit at Oak Furniture Land24 months for orders over 1,500
36 months for orders over 2,500
On purchases over 1,500 you'll receive 24 months free credit while on orders over 36 months you'll pay no interest for 36 months. Just select "IFC Pay By Finance" at checkout when you buy online. On smaller amounts they offer you to pay later up to 1 year, but at their prevailing interest rates. A 20% deposit is required on all their finance options.Get Free Credit at Oak Furniture Land
Free Credit at Pine Solutions6 monthsWhen you spend over 400, you can pay for the full amount 6 months later. No (0%) interest will be charged during this period. No deposit required, though a 29 one-off final settlement fee is charged.Get Free Credit at Pine Solutions
Free Credit at SCS Sofasup to 4 yearsspread the cost up to 4 years interest free, with a minimum deposit of 59Get Free Credit at SCS Sofas
Free Credit at T.H. Baker12 months12 months interest free credit on all purchases. A 10% deposit is required.Get Free Credit at T.H. Baker
Free Credit at The Beds and Furniture Storefrom 6 to 12 months for orders over 500
up to 24 months for orders over 2000
0% free credit is available from 6 to 12 months on all orders over 500 and up to 24 months for purchases over 2000. A deposit of your choosing (hence can be very small) is payable at the start and the remaining balance before the end.Get Free Credit at The Beds and Furniture Store
Free Credit at Vertbaudetupto 52 daysWhen you open a Vertbaudet Credit Account you'll pay no interest for up to 52 days when you pay your balance in full by the due date. You can also spread the cost of your purchases longer, though interest will be charged.Get Free Credit at Vertbaudet
Free Credit at WorldStoresup to 1 yearThe cost of purchases over 500 can be spread over 12 months with no interest charged. A 10% deposit is required to benefit from the free credit.Get Free Credit at WorldStores



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